How bad are auto/Commcerial insurance costs in Delray?

Hi….recently opened up my third agency here in Boca (we started on the West Coast of Florida in 2016 on Lehigh acres, have one location in the Miami area and now here in Boca Raton) and a lot of clients seem to be calling me from Delray. I’m familiar with the markets all over Florida, and how insurance costs are so high everywhere etc. but I was curious to know is Delray THAT much more expensive to insure that in Boca? I thought Boca residents would be paying more than Delray but I was surprised to see how many clients from Delray call my office is every day now. My partner and I mainly help local restaurants, repair shops, and other small businesses with their astronomic commercial insurance costs, but it seems like a lot of people lately are really concerned about lowering their automotivate insurance costs more than anything. Are drivers in Delray known to be as for example Miami drivers?